Senior Solutions Reverse Mortgage Workshops, Foreclosure Prevention
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EVENTS

   
  Calendar At A Glance
   
  2-16-12
The Central Morris AARP, Morris Plains, N.J
   
  12-19-11
Essex County Bar Foundation, Learn & Earn with Reverse Mortgages, Roseland, NJ
11:30 AM
   
  11-30-11
Senior Solutions Workshop Luncheon, Lakeland Bank, Sparta, NJ
12 Noon
   
  6-23-11
Senior Solutions Workshop Luncheon, Lakeland Bank, Teaneck, NJ
12 Noon
   
  6-15-11
Bergen County Bar Association Learn & Earn with Reverse Mortgages, Hackensack, NJ
12 Noon
   
  5-31-11
After Hours Mixer, Newton, NJ
5:30 PM
   
  5-20-11
Celebrate Older Americans Month!, Branchville
   
  4-29-11
Retiring in Comfort Workshop, Bloomingdale, NJ
   
  4-1-11
Intercounty Mortgage makes the March 2011 Top 100 HECM Lenders
   
  2-28-11
Navigating The Options in Senior Care, Wayne, NJ
   
   
   
   
   
   
   
   
 
  Information kits and individual consultations: call 908-217-2240 or visit any Lakeland Bank* Branch and ask for a Reverse Mortgage Kit
 
Lakeland Bank* Branch Locator
   
 
  *Senior Solutions Workshop of Intercounty Mortgage Inc. is not affiliated with Lakeland Bank. Intercounty Mortgage Inc. is a licensed mortgage banker with the NJ Dept. of Banking,
   
   
   
   
   

News and Events

   
2/16/12
11:00 AM

 The Central Morris AARP

Sandra Rostek is speaking at

Morris Plains Community Center,
Morris Plains, N.J. 07950
on
February 16th

Understanding Reverse Mortgages and Who They Can Help.

 
12/19/11
11:30 AM

  Learn & Earn with Reverse Morgages

Essex County Bar Foundation (ECBF) to Host
Panel Discussion on Reverse Mortgages

December 19th
at
Lowenstein Sandler PC
Alan V. Lowenstein
Conference Center
65 Livingston Avenue
Roseland, NJ

11:30 AM to 12:00 PM - Registration/Lunch
12:00 PM to 2:00 PM - Program

Distinguished Panel

Sandra Rostek
Vice President, Reverse Mortgage Diision
Intercounty Mortgage
Joseph Sheridan
Managing Director, Wholesale Operations
R.E.M.N.
Karl J. Norgaard, Esq.
Law Offices of Karl J. Norgaard
Abbott Gorin, Esq.
Essex-Newark Legal Services
John R. Dusinberre, Esq.
Moderator

Topics include:

• Introduction: Reverse Mortgages Defined
• Closing Costs and other details of the calculations of the loan
• What are the requirements of the borrower
• How can the loan money be used? Is it taxable?
• Reverse Mortgages and Purchas Money Mortgages
• Ten Clients you can help with a Reverse Mortgage
• Questions and Answers
• Have a question? Email it to WSDEER@essexbar.com by December 14
for the panel’s consideration.


* The ECBF has a Hardship Policy applicable to all CLE programs. Please contact
Wendy E. Deer, Esq. at wsdeer@essexbar.com for more information.

For more information and registration form, fee, etc. please See the event Flyer

 
11/30/11
12:00 PM

  Senior Solutions Workshop

Lakeland Bank in Sparta to Host
Senior Outreach Program on November 30, 2011

Lakeland Helps Seniors Learn About Federal and State Relief Programs
and Reverse Mortgages

November 30th
at Lakeland’s Branch in Sparta
Located at 117 Sparta Avenue
Sparta, NJ

12:00 PM to 1:30 PM

Please join us for a lunch and a brief review of how a reverse mortgage or other financial options might help you keep your home and ensure your long-term financial stability in these economically uncertain times.

Guest speaker will be Englewood attorney Nicole Clark Esq., who will provide seniors with guidance on their legal options.

If you've been wondering what reverse mortgages are all about - and if one might be right for you - don't miss this opportunity to "lunch and learn!"

Lunch will be Served
Seating is Limited - RSVP is Required

To RSVP or to schedule a private workshop please call Sandra Rostek at 973-874-9018 or visit our Home page to view recent television interviews on avoiding foreclosure and reverse mortgages. 

See Flyer

 
6/23/11
12:00 PM

  Senior Solutions Workshop

Lakeland Bank in Teaneck to Host
Senior Outreach Program on June 23rd

Lakeland Helps Seniors Learn About Reverse Mortgages, Bankruptcy Laws, Federal and State Relief Programs

June 23rd
at Lakeland’s Branch in Teaneck
Located at 417 Cedar Lane
Teaneck, NJ

12:00 PM to 1:30 PM

Lunch will be Served

RSVP to Sandra Rostek at 973-874-9018 or

sandrarostek@optonline.net

See Flyer

 
6/15/11
12:00 PM

  Bergen County Bar Association Learn & Earn with Reverse Mortgages   Luncheon

The Bergen County Bar Association
Wednesday, June 15
12:00 - 2:00 PM
15 Bergen St., Hackensack, NJ 07601

Approved for 2 CLE Credits

Speakers:

Joseph Sheridan
Managing Director, Wholesale Operations
R.E.M.N., Edison, NJ

Sandra Rostek
Vice President, Reverse Mortgage Division
Intercounty Mortgage, Hazlet, NJ 

Lunch will be Served

RSVP to Sandra Rostek at 973-874-9018 or

sandrarostek@optonline.net

See Flyer

 
5/31/11
5:30 PM

  After Hours Mixer at Lakeland Bank

Learn & Earn with Reverse Mortgages
Tuesday, May 31
5:30 - 7PM Lakeland Bank
30 Park Place, Newton

Refreshments will be Served

RSVP to Sandra Rostek at 973-874-9018 or

sandrarostek@optonline.net

See Flyer

 
5/20/11
8:30 AM

Celebrate Older Americans Month!

Seniors are invited to celebrate Older Americans Day with Senior Services on:

Older Americans Day
May 20, 2011
8:30 am – 2:30 pm
at SELECTIVE INSURANCE
40 Wantage Avenue Branchville, NJ 07860

May is Older Americans Month, a great time to bring attention to the issues that affect older adults and create community-wide opportunities to help older Americans improve their quality of life. This year’s theme is “Living Today for a Better Tomorrow,”......... >> learn more about the event.

When there please stop by my table for the Senior Solutions Workshop to learn about your options with Reverse Mortgage Solutions and learn the truths about what they are and how they can help you based on your financial situations..

For more information Contact Sandra Rostek on: 908-217-2240

 
4/29/11

Senior Solutions Edition - Bloomingdale Workshop

Mortgage Financial Solutions that help you and your family manage the rising cost of living in NJ.

Talk with experts about your alternatives, etc. See our flyer for workshop details. Seating is limited, so registration is required.

To RSVP, please stop by in person at the center or call Pat Yannacci at 973-838-9259.

Bloomingdale Senior Center
101 Main St., Bloomingdale, NJ, 07403

Directions

The speaker, Sandra Rostek, Director - Senior Solutions Workshop & Vice President of Intercounty Mortgage.

 
4/1/11

March 2011 Top 100 HECM Lenders

Intercounty Mortgage Network of NJ nade the list of the Top HECM (Home Equity Conversion Mortgage) Lenders; click for the List of 100 HECM Lenders.

Any questions or if you want more information, please contact Sandra Rostek, Director - Senior Solutions Workshop & Vice President of Intercounty Mortgage.

 
Feb 2011

Navigating The Options In Senior Care

The Wayne Health Department & Griswold Special Care Presents:

Navigating The Options In Senior Care
Monday, February 28, 2011 at 7pm
Wayne Health Department
475 Valley Road, Wayne, NJ

Of the numerous speakers, Sandra Rostek, Director - Senior Solutions Workshop & Vice President of Intercounty Mortgage will present "Dispelling the Myths on Reverse Mortgages". For more about the other presentations, checkout the event flyer and for event registration..

 
Nov 2010

From the Lakeland Newsletter - Foreclosure A Possibility? A Reverse Mortgage Could Help…

Senior citizens have not been immune to today’s rocky economic climate. Many older Americans are facing the threat of imminent foreclosure due to lost investment income, a challenging job market, and an inability to secure credit. In fact, research from the AARP Public Policy Institute reveals that as many as 600,000 seniors are delinquent with mortgage payments or in actual foreclosure proceedings. >>more

 
Nov 2010

Lakeland Bank has joined forces with the Senior Housing Crime Prevention Foundation (SHCPF), the American Bankers Association (ABA) and the Independent Community Bankers of America (ICBA) to ensure that 40,000 veterans living in 160 state veteran nursing homes in the United States are able to live out their lives in safe, secure, enhanced quality-of-life environments free from the daily fear of crime, abuse, neglect, hostility and deprivation of personal freedom, as provided through the Senior Housing Crime Prevention Foundation’s Senior Crimestoppers program. >> more

 
9/15/10
3:00 PM

2010 CAREGIVER EXPO Presented by the Sussex County Department of Human Services Division of Senior Services:

You are invited to be a part of this very special event designed to provide resources and support to seniors and their caregivers.

Wednesday September 15,, 2010
3:00 - 6:00 PM
at Adam Todd Caterers
263 Highway 206
Andover, NJ 07821

Stop by our table to learn about your options with Reverse Mortgage Solutions and learn the truths about what they are and how they can help you based on your financial situations..

For more information Contact Sandra on:

908-217-2240

 
8/23/10
1:45 PM

Lakeland Bank Senior Solutions Series

Lakeland Bank has designed their "Senior Solutions" series to inform seniors and professional groups about how they can direct baby boomers and seniors to programs and services that will help them navigate this difficult economy as well as provide them with a comparison of alternative financing products. Presented by Sandra Rostek, VP Reverse Mortgage Division, Intercounty Mortgage Company.

Monday August 23, 2010
1:45 PM
at the Jefferson Senior Center

Sandra Rostek is Vice President of the Reverse Mortgage Division at Intercounty Mortgage, and is an expert in government insured mortgages. She has been presenting her Senior Solutions Workshops in an on-going cooperation with Lakeland Bank throughout Northern NJ, and handles all the reverse mortgage applications for the bank’s senior clientele. She has been in the field of banking for 25 years, and is well equipped to provide a thorough education on reverse mortgages, as well as a comparison of alternate. financing products.

For more information Contact Sandra on:

908-217-2240

 
8/12/10
9:00 AM

The Senior Day at the New Jersey State Fair/Sussex County Farm & Horse Show :

Thursday August 12, 2010
Senior Solutions Booth

We expect over a thousand seniors to join us for Senior Day activities from 9:00 a.m. to 1:00 p.m. on Thursday, August 12, at the Performing Arts Tent.

Stop by our table to learn about your options with Reverse Mortgage Solutions and learn the truths about what they are and how they can help you based on your financial situations..

 
6/22/10
7:00 PM

The Wanaque Reserve Community Investment Amigos (CIA) Continuing Education Series Presents a Lecture by Sandra Rostek On:

Reverse Mortgages
What are they?
Who should consider them?
How to decide if they are right for you?

Lecture is for:

Tuesday Evening June 22, 2010
Held in the Theater

Sandra Rostek is Vice President of the Reverse Mortgage Division at Intercounty Mortgage, and is an expert in government insured mortgages. She has been presenting her Senior Solutions Workshops in an on-going cooperation with Lakeland Bank throughout Northern NJ, and handles all the reverse mortgage applications for the bank’s senior clientele. She has been in the field of banking for 25 years, and is well equipped to provide a thorough education on reverse mortgages, as well as a comparison of alternate. financing products.

Sign up dates will be announced via a Web Blast.

 
3/3/10

The Butler Senior XYZ Club Welcomes Lakeland Bank and the Senior Solutions Workshop

See our flyer for Topics and information to RSVP.
Reservations are required. The workshop will be at the Carey Ave fire station in Butler NJ.

For more information on location and time, contact Sandra Rostek on 908-217-2240. To RSVP, contact Lakeland Bank on 973-838-1133.

 
2/23/10
12:00pm

“Lunch and Learn” hosted by Lakeland Bank

You are cordially invited to attend a “Lunch and Learn” hosted by Lakeland Bank on February 23rd at 12pm. The event will be held at Momento Restaurant located at 374 Morsetown Road in West Milford, NJ.

Lakeland Bank has designed their “Senior Solutions” series to inform professional
groups about how they can direct baby boomers and seniors to programs and services that will help them navigate this difficult economy.See the Lakeland Bank flyer for more information and to RSVP.

Directions