EVENTS |
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Calendar
At A Glance
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2-16-12
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12-19-11
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11-30-11
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6-23-11
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6-15-11
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5-31-11
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5-20-11
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4-29-11
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4-1-11
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2-28-11
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Information kits and individual consultations:
call 908-217-2240 or
visit any Lakeland Bank* Branch and ask for a
Reverse Mortgage Kit |
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Lakeland Bank* Branch Locator |
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*Senior Solutions Workshop
of Intercounty Mortgage Inc. is not affiliated
with Lakeland Bank. Intercounty Mortgage Inc.
is a licensed mortgage banker with the NJ Dept.
of Banking, |
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News and Events
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2/16/12
11:00 AM |
The Central
Morris AARP
Sandra Rostek is speaking at
Morris
Plains Community Center,
Morris Plains, N.J. 07950
on
February
16th
Understanding
Reverse Mortgages and
Who They Can Help.
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12/19/11
11:30 AM |
Learn
& Earn with Reverse Morgages
Essex
County Bar Foundation
(ECBF) to Host
Panel Discussion on Reverse
Mortgages
December
19th
at
Lowenstein Sandler PC
Alan V. Lowenstein
Conference Center
65 Livingston Avenue
Roseland, NJ
11:30 AM
to 12:00 PM - Registration/Lunch
12:00 PM
to 2:00 PM - Program
Distinguished
Panel
Sandra Rostek
Vice President, Reverse
Mortgage Diision
Intercounty Mortgage
Joseph Sheridan
Managing Director, Wholesale
Operations
R.E.M.N.
Karl J. Norgaard, Esq.
Law Offices of Karl J.
Norgaard
Abbott Gorin, Esq.
Essex-Newark Legal Services
John R. Dusinberre, Esq.
Moderator
Topics include:
• Introduction: Reverse Mortgages Defined
• Closing Costs and other details of the calculations of the loan
• What are the requirements of the borrower
• How can the loan money be used? Is it taxable?
• Reverse Mortgages and Purchas Money Mortgages
• Ten Clients you can help with a Reverse Mortgage
• Questions and Answers
• Have a question? Email it to WSDEER@essexbar.com by December 14
for the panel’s consideration.
* The ECBF has a Hardship
Policy applicable to
all CLE programs. Please
contact
Wendy E. Deer, Esq. at
wsdeer@essexbar.com for
more information.
For more information and registration
form, fee, etc. please See
the event Flyer
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11/30/11
12:00 PM |
Senior
Solutions Workshop
Lakeland
Bank in Sparta to
Host
Senior Outreach Program
on November 30, 2011
Lakeland
Helps Seniors Learn
About Federal and
State Relief Programs
and Reverse Mortgages
November
30th
at Lakeland’s Branch
in Sparta
Located at
117 Sparta Avenue
Sparta, NJ
12:00 PM
to 1:30 PM
Please join
us for a lunch and a
brief review of how a
reverse mortgage or
other financial options
might help you keep your
home and ensure your
long-term financial stability
in these economically
uncertain times.
Guest speaker
will be Englewood attorney
Nicole Clark Esq., who
will provide seniors
with guidance on their
legal options.
If you've
been wondering what reverse
mortgages are all about
- and if one might be
right for you - don't
miss this opportunity
to "lunch and learn!"
Lunch will
be Served
Seating is Limited - RSVP
is Required
To RSVP or to schedule
a private workshop please
call Sandra Rostek at 973-874-9018
or visit our Home
page to
view recent television interviews
on avoiding foreclosure and
reverse mortgages.
See Flyer
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6/23/11
12:00 PM |
Senior
Solutions Workshop
Lakeland
Bank in Teaneck to
Host
Senior Outreach Program
on June 23rd
Lakeland Helps Seniors
Learn About Reverse
Mortgages, Bankruptcy
Laws, Federal and
State Relief Programs
June
23rd
at Lakeland’s Branch
in Teaneck
Located at
417 Cedar Lane
Teaneck, NJ
12:00 PM
to 1:30 PM
Lunch will
be Served
RSVP to Sandra Rostek at 973-874-9018
or
sandrarostek@optonline.net
See Flyer
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6/15/11
12:00 PM |
Bergen
County Bar Association Learn
& Earn with Reverse
Mortgages Luncheon
The
Bergen County Bar Association
Wednesday, June 15
12:00 - 2:00 PM
15 Bergen St., Hackensack,
NJ 07601
Approved for 2 CLE Credits
Speakers:
Joseph Sheridan
Managing Director, Wholesale
Operations
R.E.M.N., Edison, NJ
Sandra Rostek
Vice President, Reverse Mortgage Division
Intercounty Mortgage, Hazlet, NJ
Lunch will
be Served
RSVP to Sandra Rostek at 973-874-9018
or
sandrarostek@optonline.net
See Flyer
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5/31/11
5:30 PM |
After
Hours Mixer at Lakeland
Bank
Learn
& Earn with Reverse
Mortgages
Tuesday, May 31
5:30 - 7PM
Lakeland Bank
30 Park Place, Newton
Refreshments will
be Served
RSVP to Sandra
Rostek at 973-874-9018
or
sandrarostek@optonline.net
See
Flyer
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5/20/11
8:30 AM |
Celebrate
Older Americans Month!
Seniors are invited to celebrate
Older Americans Day with Senior
Services on:
Older Americans Day
May 20, 2011
8:30
am – 2:30 pm
at
SELECTIVE INSURANCE
40 Wantage Avenue
Branchville, NJ 07860
May is Older Americans Month, a great
time to bring attention to the
issues that affect older adults
and create community-wide opportunities
to help older Americans improve
their quality of life. This year’s
theme is “Living Today for
a Better Tomorrow,”......... >> learn
more about
the event.
When there please stop by my table
for the Senior Solutions Workshop
to learn about
your options with Reverse Mortgage
Solutions and learn the truths about
what they are and how they can help
you based on your financial situations..
For more information
Contact Sandra
Rostek on: 908-217-2240 |
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| 4/29/11 |
Senior Solutions Edition - Bloomingdale Workshop
Mortgage Financial Solutions that help you and your family manage the rising cost of living in NJ.
Talk with experts about your alternatives, etc.
See our flyer for
workshop details.
Seating is limited, so registration is required.
To RSVP, please
stop by in person at the center or call Pat Yannacci at 973-838-9259.
Bloomingdale Senior Center
101 Main St., Bloomingdale, NJ, 07403
Directions
The speaker, Sandra
Rostek, Director - Senior Solutions
Workshop & Vice President
of Intercounty Mortgage. |
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| 4/1/11 |
March 2011 Top 100 HECM Lenders
Intercounty Mortgage
Network of NJ nade the list of the
Top HECM (Home Equity Conversion
Mortgage) Lenders; click for the
List
of 100 HECM Lenders.
Any questions or if you want more
information, please contact Sandra
Rostek, Director - Senior Solutions
Workshop & Vice President
of Intercounty Mortgage. |
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| Feb 2011 |
Navigating
The Options In Senior Care
The Wayne Health Department & Griswold
Special Care Presents:
Navigating
The Options In Senior Care
Monday, February 28, 2011 at 7pm
Wayne Health Department
475 Valley Road, Wayne, NJ
Of the numerous speakers, Sandra
Rostek, Director - Senior Solutions
Workshop & Vice President
of Intercounty Mortgage will
present
"Dispelling the Myths on Reverse Mortgages".
For more about the other presentations,
checkout
the event flyer and for event registration.. |
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| Nov 2010 |
From the Lakeland
Newsletter -
Foreclosure A Possibility? A Reverse
Mortgage Could Help…
Senior
citizens have not been immune
to today’s
rocky economic climate. Many
older Americans are facing the
threat of imminent foreclosure
due to lost investment income,
a challenging job market, and
an inability to secure credit.
In fact, research from the AARP
Public Policy Institute reveals
that as many as 600,000 seniors
are delinquent with mortgage
payments or in actual foreclosure
proceedings. >>more |
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| Nov 2010 |
Lakeland Bank has joined forces with the Senior Housing
Crime Prevention Foundation (SHCPF), the American Bankers
Association (ABA) and the Independent Community Bankers of
America (ICBA) to ensure that 40,000 veterans living in 160
state veteran nursing homes in the United States are able to
live out their lives in safe, secure, enhanced quality-of-life
environments free from the daily fear of crime, abuse, neglect,
hostility and deprivation of personal freedom, as provided
through the Senior Housing Crime Prevention Foundation’s Senior
Crimestoppers program. >> more |
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9/15/10
3:00 PM |
2010
CAREGIVER EXPO Presented by the
Sussex County Department of Human
Services Division of Senior Services:
You
are invited to be a part of this
very special event designed to
provide resources and support
to seniors and their caregivers.
Wednesday
September 15,, 2010
3:00 - 6:00 PM
at Adam Todd Caterers
263 Highway 206
Andover, NJ 07821
Stop
by our table to learn about your
options with Reverse Mortgage
Solutions and learn the truths
about what they are and how they
can help you based on your financial
situations..
For more information
Contact Sandra on:
908-217-2240 |
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8/23/10
1:45 PM |
Lakeland
Bank Senior Solutions Series
Lakeland
Bank has designed their "Senior
Solutions" series
to inform seniors and professional
groups about how they can direct
baby boomers and seniors to programs
and services that will help them
navigate this difficult economy
as well as provide them with
a comparison of alternative financing
products. Presented by Sandra
Rostek, VP Reverse Mortgage Division,
Intercounty Mortgage Company.
Monday
August 23, 2010
1:45 PM
at the Jefferson Senior Center
Sandra
Rostek is Vice President of the
Reverse Mortgage Division at
Intercounty Mortgage, and is
an expert in government insured
mortgages. She has been presenting
her Senior Solutions Workshops
in an on-going cooperation with
Lakeland Bank throughout Northern
NJ, and handles all the reverse
mortgage applications for the
bank’s senior clientele.
She has been in the field of
banking for 25 years, and is
well equipped to provide a thorough
education on reverse mortgages,
as well as a comparison of alternate.
financing products.
For more information
Contact Sandra on:
908-217-2240 |
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8/12/10
9:00 AM |
The
Senior Day at the New Jersey State Fair/Sussex County Farm & Horse Show :
Thursday
August 12, 2010
Senior Solutions Booth
We expect
over a thousand seniors to join
us for Senior Day activities
from 9:00 a.m. to 1:00 p.m.
on Thursday, August 12, at the
Performing Arts Tent.
Stop by our table to learn about
your options with Reverse
Mortgage Solutions and learn
the truths about what they
are and how they can help
you based on your financial
situations.. |
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6/22/10
7:00 PM |
The
Wanaque Reserve Community Investment
Amigos (CIA) Continuing Education
Series Presents a Lecture by
Sandra Rostek On:
Reverse
Mortgages
What are they?
Who should consider them?
How to decide if they are right
for you?
Lecture
is for:
Tuesday
Evening June 22, 2010
Held in the Theater
Sandra
Rostek is Vice President of the
Reverse Mortgage Division at
Intercounty Mortgage, and is
an expert in government insured
mortgages. She has been presenting
her Senior Solutions Workshops
in an on-going cooperation with
Lakeland Bank throughout Northern
NJ, and handles all the reverse
mortgage applications for the
bank’s senior clientele.
She has been in the field of
banking for 25 years, and is
well equipped to provide a thorough
education on reverse mortgages,
as well as a comparison of alternate.
financing products.
Sign up dates
will be announced via a Web Blast. |
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| 3/3/10 |
The
Butler Senior XYZ Club Welcomes
Lakeland Bank and the Senior
Solutions Workshop
See
our flyer for Topics and
information to RSVP.
Reservations are required. The
workshop will be at the Carey
Ave fire station in Butler NJ.
For more information
on location and time, contact
Sandra Rostek on 908-217-2240.
To RSVP, contact Lakeland Bank
on 973-838-1133. |
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2/23/10
12:00pm |
“Lunch
and Learn” hosted by Lakeland
Bank
You are cordially invited to attend
a “Lunch and Learn” hosted
by Lakeland Bank on February
23rd at 12pm. The
event will be held at Momento
Restaurant located at 374 Morsetown
Road in West Milford, NJ.
Lakeland Bank has designed their “Senior
Solutions” series
to inform professional
groups about how they can direct
baby boomers and seniors to programs
and services that will help them
navigate this difficult economy.See
the Lakeland Bank flyer for more
information and to RSVP.
Directions |
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